Utah Man Says State Insurer (the State) Shortchanged Him

By Aaron Cole

1985 Mercedes Benz SL

Matt Gephardt and KUTV in Salt Lake City have a good story about a Utah man who was hit by a state vehicle and its insurance company — which is the state itself — shortchanged him on his 1985 Mercedes-Benz SL Convertible.

The car was totaled, and the state offered to pay $8,000 for the car. Tyler Winger, who said he restored the car with his grandfather, said the car was worth $12,000 to $13,000. (He’s not completely wrong.)

Winger said the state told him that they wouldn’t budge and that he couldn’t complain to the state’s insurance oversight board since that board doesn’t have oversight over the state’s self-insurance company.

According to the report, the state’s insurer told Winger his only recourse would be to sue the state, which could cost thousands more in legal fees.

Winger opted to go through his own insurer, which gave him $11,000 for the damage and allowed him to keep the title for the car — something the state insurer wouldn’t let him do. He said he and his grandfather plan to restore the car again.

(Photo courtesy Wikimedia Commons)

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